Gemcor Logo

Jewelry valuation
& replacement experts
since 1981.

SUBMIT A CLAIM

We understand the needs of...

We understand the needs of Insureds, Adjusters, and Carriers

Our Services

Gemcor provides specialized jewelry services for insurance claims processing, focused on accurate cost valuation, high-quality replacement, and maximizing salvage recovery.

Cost Valuation

Accurate appraisal of jewelry claims with detailed reports and quick response times.

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Replacement

Hand-in-hand service to replace jewelry items to clients' complete satisfaction.

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Salvage

Maximize recovery value through our industry-leading salvage solutions.

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Appraisal Guard

Proactive risk assessment before policy issuance to prevent future claim disputes.

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Here's what our customers say...

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"I can think of no other national jewelry firm which we do business which has your equal... your caring approach to our policyholders and their individual needs wins AMICA friends in a not too friendly enviroment..."

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"Over the many years we have used the services of GEMCOR for replacement and valuation of jewelry losses, the satisfaction rate among employees and insureds has been very high. We often hear that you and your staff are 'knowledgeable,' 'easy to work with,' and 'responsive'..."

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"GEMCOR has served as the lead jewelry evaluation and replacement service for the State Auto Group since 1984. During that time they have demonstrated the topmost level of integrity in their dealings with our customers, agency partners, and company associates..."

Gemcor Representative
OUR MISSION

Over 40 years of service

We treat every claim with the care and compassion we would hope for if we experienced the loss ourselves. Our clients value this personal approach and Gemcor has been blessed with a loyal and growing client base - some of whom have used our cost valuation, replacement and salvage services since Gemcor's inception.

Our clients are among the highest consumer rated Property & Casualty Companies in the Insurance Industry.

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BECOME PART OF OUR FAMILY

Family owned and operated, serving the insurance industry for almost 40 years.

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Frequently Asked Questions

What types of jewelry claims does Gemcor handle?
Gemcor specializes in processing various jewelry claims, including those involving loss, theft, damage, and mysterious disappearance. They provide services such as accurate cost valuation, high-quality replacement, and salvage recovery.
How does the jewelry replacement process work with Gemcor?
After evaluating the claim, Gemcor works closely with the insured to ensure the replacement matches their preferences. They can provide an exact replica or an updated design, and replacements can be inspected by the insured's jeweler to confirm quality. Client satisfaction is guaranteed.
What is Gemcor's approach to salvage in jewelry claims?
Gemcor offers salvage solutions to maximize recovery value from items like cracked stones, damaged jewelry, and broken watches. They provide immediate purchase options and a Salvage Auction Program to achieve the highest possible recovery.
How can I submit a jewelry claim to Gemcor?
Claims can be submitted through Gemcor's Online Claim Worksheet. You'll need to provide details such as adjuster information, insurance company, claim number, and insured's contact information. Supporting documents and photos can also be attached.
What is Gemcor's experience in the jewelry claims industry?
Established in 1981, Gemcor is a family-owned business that has processed over 200,000 jewelry claims. Their team includes manufacturers, brokers, gemologists, and fair market pricing specialists dedicated to resolving claims fairly and empathetically.