Cost Valuation

Gemcor handles all jewelry claims seamlessly and uniformly. New claims are submitted via our Online Claim Worksheet.

A client submits a new claim to Gemcor via our Online Claim Worksheet. We immediately analyze data, clarify appraisal information, research our replacement cost and respond to the adjuster by phone or email within 24 hours. Based upon the indicated savings and the method of settlement desired, Gemcor will either generate a consultant’s report detailing our recommended basis of settlement or we will replace the item to the satisfaction of the insured.

Gemcor solves the real problems many adjusters encounter when processing jewelry claims.

  • Poorly written appraisals
    Different replacement costs among jewelers
  • Insured resists being told where to shop
  • Insured questions quality of replacement jewelry offered and/or the price quoted



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